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Add a Virtual Point of Sale Terminal to your existing business application by using one of our integrated payment modules. Most SaleManager payment modules are FREE!
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merchant accounts

Capital Bankcard was established in 1998 and has become one of
the largest, and most respected merchant service providers in the country. Capital Bankcard can help businesses of all sizes find the right solution for their processing needs, but what we are most recognized for is our dedication to customer service.

Our customers receive honest, clear-cut answers to their questions from trained professionals, whose knowledge and experience are unmatched in the industry. Your Capital Bankcard representative will help you choose the best POS system for your business, and will help ensure that your business stays up-and-running.

We are proud of this well-earned reputation for offering low prices and great customer service and we look forward to showing you the Capital Bankcard difference.

When you process with Capital Bankcard, your business will be able to accept virtually every kind of electronic payment including:

• All major credit cards
• Debit cards
• Gift cards
• Bank checks

You will also benefit from our dedicated customer support with:

• 24/7 Live support
• The most knowledgeable support personnel in the industry
• Free online access to your account
• Cash Advance Program
• Free Mobile Payment Application
• Save Money with BinSmart

Capital Bankcard has the ability to support several types of accounts:

• Retail / Storefront
• Restaurant Solutions
• Internet / Ecommerce
• Mail Order / Telephone Order
• Wirelessno setup fee Payments
• Lodging

Apply for a Capital Bankcard Merchant Account

Merchant Account Domestic USA Merchants: Merchant Account Application (PDF)

SaleManager has also partnered with an ISO in the UK. Our UK partner can provide international merchants with a merchant account.

SaleManager payment technology is available to merchants in over 100 countries. Our payment technology empowers business owners with the ability to accept and process multiple payment options. Our payment solutions support multiple currencies including USD, CAD, EUR, GBP, NOK, SEK, DKK, CHF, ZAR, HKD, AED, JPY, AUD, NZD, SGD.

Apply for a International Merchant Account

International Mecrhant Account Application UK & EU Merchants: Secure Online Application

International Merchant Account Application International (non USA/ non UK) Merchants: Secure Online Application

Existing Merchants can Register for a Planetauthorize Gateway Account

Merchant Account Payment Gateway Only Setup Form (PDF) - use your exisiting merchant account

High Risk Merchant Accounts

High Risk Merchant Account Get More Information About High Risk Accounts

What is a Merchant Account Merchant accounts provide businesses with the ability to accept credit card and debit cards for purchases. There are several different aspects to a merchant account, which we will describe below.

A Capital Bankcard Merchant Account Entails:

  • Processing Services: To set up a merchant account, a business owner, or “merchant” must apply through an ISO (Independent Sales Office), Merchant Service Provider (MSP) or Agent Office. Capital Bankcard's approval of a merchant account depends on factors which include, but are not limited to:

    • Applicant and/or Personal Guarantor’s Credit Score
    • Business Type (Goods or Services Sold)
    • Card Acceptance Method (Merchant Type)
    • Monthly Volume & Average Sales Ticket
    • Business’ Financial Condition & Bank Account Type
    • Business Longevity
    • Return/Refund Policies

  • Processing Rates & Fees: There are various fees associated with having a merchant account. These could vary, depending on the type and company providing the service, but all merchant accounts have 2 main costs:

    • Discount Rates: With most merchant service providers, every processed sale is classified into 1 of 3 qualification levels (Qualified, Mid-Qualified, & Non-Qualified), and is charged a discounted percentage rate associated with that qualification. Each sale’s level and rate is determined by the type of card used, and/or how it is accepted and processed.
    • Transaction or Authorization Fee: This fee is charged for each electronic authorization request and transaction made, including all approved and declined sales, returns, voids, and batch settlements.

 

  • Processing Capability Systems: To process credit card payments, processing equipment or software is required to capture card information, make authorization requests, and close sales. Depending on business needs, equipment options include:

    • Terminals: Wireless, Contactless, Stand-Alone and Terminal/Printer Combination units
    • PC Software: Stand-alone or integrated into other business systems
    • Internet Gateway Solutions: Virtual Terminal or eCommerce versions

To maintain customer satisfaction and increase sales and revenue, it is becoming essential for businesses to have merchant accounts and accept credit card payments. Fewer and fewer customers carry cash, checks involve significant risk, and sending your customers running to the ATM machine could lose you valuable business. For both your business’ and customers’ benefit, sign up for a Capital Bankcard Domestic US or an International merchant account today!

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Service list

SaleManager offers leading payment services to small and mid-size businesses. View Products

how to get started

To get started with a SaleManager payment solution you will require a merchant account. A merchant account is required to accept all major credit cards.
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